Artesanos Del Oro Group
Magalli, 22, is single. She just finished a degree in psychology and lives with her parents. She is applying for a loan that she will use to buy supplies of brass. She will make ocochal placemats and other tableware. She will use the supply of brass to decorate her ocochal products, something that will allow her to fetch a better price for them.
Magalli says that her customers only want her products at certain times of the year, something that's a problem for her because she can't sell year-round. She wants to go back to school to complete a higher degree in psychology because she only has a "carta pasante" now and she'd like to get an advanced degree that would allow her to work as a psychologist. "I am very grateful to FRAC and KIVA for helping me", she says, "because past loans have helped me to to make the products that I sell". She adds that her income from the business paid her school fees, books, etc.
The other members are also grateful for your loans. Miguel, Abigail and Eulogio used their share of the loan to support their crafts business; J. Carmen, his carpentry business; Sergio, his taxi business; and Antonio, his veterinary pharmacy business.
Magalli tiene 22 años es soltera acaba de estudiar licenciatura en Psicología aun vive con sus padres, ella se dedica a la artesania esta vez ha solicitado el credito para comprar el complemeto de laton, Magalli compra el ocochal para armar articulos como servilleteros, tortilleros, papetes, porta calientes etc, ella solo compra el laton que son pequeñps detalles que le pone a los articulos del ocochal, ya armados Magalli puede venderlos al mejor precio que ella cree conveniente.
Ella solo vende en temporadas se podria decir que es una de sus dificultades ya que no tiene oportunidad de vender en varias acaciones sus clientes llegan a pedirle encargos o pedidos para ocaciones especiales, pero son muy pocas veces, una de sus metas que tiene es titularse en Psicologia ya que por el momento solo tiene la carta pasante y le gustaria llegar a titularse y trabajar como Psicologa, "Estoy muy agradecida con el credito que FRAC Y KIVA me otorgaron ya gracias al credito que me ofrecieron en ciclos anteriores yo tenia para comprar el material y armar mis articulos para despues venderlos y de ahi sacar para mis colegiaturas, libros y pasajes"
Tambien los demas integrantes del grupo estan muy agradecidos por el prestamo ya que podran invertir en sus negocios Miguel, Abigail, Eulogio, invertiran en su artesania, J. Carmen en Carpinteria, Sergio en Taxi y Antonio en su farmacia veterinario.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid