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Maria Teresa
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Maria has been a member of the Comunal Bank “Tarpuy” which means “Sowing” in the native Peruvian language of Quechua for 12 years. There, she learned how to be punctual, responsible, and supportive of her community.

Maria is a married, 63-year-old mother of 9 children. All of the children are independent and she lives with her spouse. Maria travels to all of the different agricultural fairs of the Ayacucho region, 3 times a week to buy grain, small animals, cheese and other products. She then sells them at different markets of the city of Ayacucho. She also travels sporadically to the jungle of Ayacucho where she sells clothing and utensils depending on demand.

Maria needs a loan of 3000 soles (3 soles = 1 dollar), which she will invest in buying blouses, lingerie, notebooks, pencils, pens and paper.

She will use her savings to finish building her house. Maria dreams that her business will grow and prosper, she’ll have a nice house and her son will become a professional.

Translated by Beatriz Yuste, Kiva Volunteer.

Maria pertenece al Banco Comunal Tarpuy que significa “Siembra” en quechua hace 12 años, en su Banco Comunal aprendió a ser puntual, responsable y ser unidas entre socias.

Maria es casada, tiene 63 años y 9 hijos, actualmente Maria vive sola con su esposo, Maria viaja a las diferentes ferias D. la región D. Ayacucho, 3 veces por semana, D. las ferias compra cereales, animales menores, queso, entre otros productos, sus ventas lo realiza en los diferentes mercados D. la ciudad D. Ayacucho. Además Maria viaja esporádicamente a la selva ayacuchana donD. venD. ropa, útiles, dependiendo D. la demanda.

Maria necesita un préstamo D. 3000 soles, dinero que será invertido en la compra D. blusas, ropas interiores, cuadernos, lapiceros, plumones, papeles.

Sus ahorros lo utilizará para terminar D. construir su casa.
Los sueños D. Maria son que su negocio crezca y sea prospero, tener una casa bonita y que su último hijo sea profesional.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Teresa to invest in buying blouses, lingerie, notebooks, pencils, pens and paper.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 6, 2008
Mar 19, 2008
Currency Exchange Loss:
Aug 7, 2008