She is a very hard-working and enterprising woman, who goes out daily to the villages living near her area to sell seasonal fruits and vegetables such as avocado, lettuce, green chili peppers, tomatoes, cactus, plantains, mandarins, oranges, beans, and apples, peaches, melons, guavas, and more. She comments that she began this vegetable business more than 19 years ago to help her husband with the household expenses. She also notes that she sells in different markets around her community.
Doña Martina says that the loan that the Fundación is giving her will be invested in various fruits and vegetables. She says that she is very happy about this loan, because sales are high right now as she has been going to other locations to sell with her son, who helps her. She says that she stocks up on fruits and vegetables in the central supply store in the village of Zitacuaro, where they give her low prices so that she can make some profit.
One of her goals is to have a stable stall in one of the village markets, so that she doesn't have to spend so much on transporting her products. She says that she is very grateful for the loans which the financing institution has made to her, because her business has been growing bit by bit.
The other three members of the group are called Lazaro, Rosalba and Leopoldo. They will invest their loans in their businesses: a stationery store, a grocery store, and buying and selling second-hand clothing.
Ella es una mujer muy trabajadora y emprendedora ya que a diario sale a vender a las poblaciones aledañas a su localidad frutas y legumbres de temporada como aguacate, lechuga, chiles verdes, jitomate, nopales, plátanos, mandarinas, naranjas, frijoles, y chiles manzanos, duraznos, melones, guayaba y más. Comenta que desde hace más de 19 años empezó con el negocio de las verduras para ayudarle a su esposo con los gastos de su casa, también plática que vende en diferentes tianguis aledaños a su comunidad.
Doña Martina dice que el préstamo que Fundación le está dando ella lo invertirá en diferentes frutas y legumbres, dice que está muy contenta por este crédito porque ahorita son altas ventas ya que se ha ido a otras localidades a vender con su hijo que es el que le ayuda. Dice que ella surte sus frutas y legumbres en la central de abastos de la población de Zitacuaro en donde le dan precios bajos para ella poder ganarle algo.
Una de sus metas es poner un puesto estable en algún mercado de la población para ya no gastar tanto en flete, dice que está muy agradecida con los prestamos que la financiera le ha hecho porque su negocio a crecido poco a poco.
Los otros tres integrantes de su grupo se llaman Lazaro, Rosalba y Leopoldo ellos invertirán sus créditos en sus negocios de papelería, en una tienda de abarrotes y en la compra venta de ropa de segunda.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid