Las Lucesitas Group
Evelia works in retail selling clothing. Her business is conducted as a street vendor, selling to her neighbors, and on Mondays she sells in the village's flea market. She has had this business for three years, and she says things are going very well with her business.
She will invest the loan in purchasing new fashions of children's clothes, such as shorts, T-shirts, trousers, etc. Doña Evelia would like her business to grow a little more, and so her way of making this happen is to put her earnings to work. She is doing this so that it grows, and so that with all her earnings she will be be able to get ahead.
Evelia belongs to a group named "Las Lucesitas" ["The Little Lights"]. It is made up of five hard-working women, who all work in retail. The other women are: Emma, aged, 60, who has a grocery business; Ma de la Luz who sells food; Aída who sells clothing, and Maria Elena who sells clothing.
They are very grateful for the given support, which will be extremely useful for their businesses.
Evelia se dedica al comercio, vende ropa, su negocio es ambulante sale a vender con sus vecinas y los días lunes vende en el tianguis del pueblo, ya tiene 3 años con el negocio lo cual dice que le va muy bien con el negocio.
Ella invertirá el préstamo en la compra de nuevos modelos de ropa de niños como short, playeras, pantalones, etc. A doña Evelia le gustaría que el negocio incrementara un poco mas y pues la manera de hacerlo es echarle ganas al trabajo y es lo que está haciendo para que crezca ya que está con todas las ganas para sacarlo adelante.
Evelia pertenece a un grupo llamado las lucesitas el cual esta integrado por 5 señoras trabajadoras las cuales todas trabajan con una actividad comercial a continuación serán mencionadas: Emma de 60 años con el negocio de productos de abarrotes, Ma de la Luz con venta de comida, Aída con la venta ropa y Maria Elena ropa están muy agradecidas con el apoyo brindado que será de gran utilidad para sus negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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