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Afi is a 39-years-old woman who is married to a pastor. She has three children, of whom two are in school. The first child is 12 years old, and the last, 2.

Afi has been working as a retailer since 1994. She sells pagnes (colorful West African cloth) and charcoal to all comers to her home. She purchases the goods in Lomé. She works alone. At the moment, her main difficulty is not being able to meet the demand fully.

Afi has requested her first loan from WAGES to buy sacks of charcoal and some pagne cloth. She wants to reinvest in her business. In the next few years, Afi would like to increase her working capital. She says she plans on using the profits to improve her family's living conditions.
View original language description ↓
Afi est une femme âgée de 39 ans. Elle est mariée å un pasteur. Elle a 3 enfants, dont 2 à l’école. Le premier a 12 ans et le dernier a 2 ans.
Afi travaille comme revendeuse depuis 1994. Elle vend des pagnes et charbon de bois pour tous clients à domicile. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est de ne pouvoir satisfaire toutes les demandes.
Afi a requis son premier crédit de WAGES afin d’acheter des sacs de charbon de bois et des pagnes. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Afi voudrait augmenter son fonds de roulement. Elle dit qu’avec les profits, elle prévoit d’améliorer les conditions de vie de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 17
    View loans »
    Togo Loans Fundraising
  • $8,894,925
    Funds lent in using Kiva
  • 496.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD