Kifouli is 43 years old and lives in Benin. Kifouli is married to a trader named Rosine. Kifouli left school at primary level and then learned to be a mechanic. The couple has five children, some of whom are in school. In addition to their own children, the couple also takes care of two other children. Kifouli and his wife cover the various household expenses together. In order to take care of the various expenses, Kifouli has been working as a mechanic for around twenty four years. Besides this activity, Kifouli also sells spare parts and lubricants. This activity allows him to meet the needs of his children and satisfy their needs. Kifouli would like to increase the level of his business by purchasing spare parts and lubricants, which will enable him to effectively meet the needs of his customers. For this reason, Kifouli is requesting his third loan from ALIDé. The first two loans have been repaid.
Kifouli est âgée de 43 ans et vit au Bénin. Kifouli est marié à une marchande du nom de Rosine. Kifouli a arrêté l’école au niveau primaire et a appris ensuite la mécanique. Le couple a cinq enfants, dont certains sont scolarisés. En dehors de leurs enfants, le couple a deux autres enfants à leur charge. Kifouli et sa femme assurent ensemble les diverses charges de la maison. Pour faire face à ses différentes charges, Kifouli exerce le métier de mécanicien depuis vingt quatre ans environs. A côté de cette activité, Kifouli vend des pièces de rechange et des lubrifiants. Cette activité lui permet ainsi de satisfaire aux besoins de ses enfants et de subvenir à ses besoins. Kifouli désire rehausser le niveau de son activité par l'acquisition de pièces détachées et de lubrifiants ; ce qui lui permettra de répondre efficacement aux exigences de sa clientèle. Pour cette raison, Kifouli sollicite pour la troisième fois un crédit auprès de ALIDé. Les deux premiers crédits ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.