Ana Maria Carlas
Update on Ana Maria CarlasAna is requesting a new loan as her interest in growing her business encourages her to continue working with loans. She will invest her money in buying blouses, skirts, jeans and underwear. She hopes that this will attract more customers and improve her sales.
Ana's previous loan had a positive effect as she managed to stabilize her business and gain customers. Her profits have also improved her family's situation.
Ella tuvo un efecto positivo con el préstamo anterior, pues ha logrado estabilizar el negocio y ganarse clientes, tambien sus ganancias han mejorado la condición familiar.
Previous Loan DetailsAna sells clothes. She lives with her family, her husband and her four children; ages 18, 15, 10, and 7. She has been working in this business for several years. She has managed to support her children with the income generated by her business. She currently needs to invest in merchandise.… More from Ana Maria Carlas's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 17 months (Additional Information)
- Repayment Schedule
- Mar 3, 2012
- Mar 29, 2012
- Currency Exchange Loss:
- Nov 16, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.