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Gia is 40 years old. He lives in a small village in the Gori District of East Georgia. Gia is married and lives with his family: wife – Ekaterine, 8-year-old daughter and 6-year-old son. The children go to school.

The family earns a living through agriculture. They own 2.5 hectares of land where Gia and Ekaterine grow garlic, maize, peaches and apples. They sell the harvested fruits and vegetables locally to green grocery product retailers. Along with the above-mentioned, the family has a milk cow, the dairy products from which are mainly consumed by the family members, and the small surplus is sold in the village.

The family owns an old tractor which is mainly used for the cultivation of their own land. Gia has requested credit to purchase fuel for the tractor to till the land. Also, he plans to purchase fertilizers and pesticides to protect the plants from parasites. Gia and Ekaterine will work hard during spring and summer. They hope that the weather is favorable and the family will get a good harvest, which will be sold for a good price. Gia and Ekaterine plan to save a part of the received income to renovate their house, as it is already old and is in bad condition.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,812,050
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Gia buy fertilizers, pesticides, and fuel for his tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 28, 2012
Currency Exchange Loss:
Apr 17, 2013