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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client, a young, dynamic and ambitious entrepreneur, is 26 years old and married. She is a member of the Matumaini borrowing group. She sells clothes. She began this business when she heard about the micro loans available from MFI Hekima. Her mother showed her how to become independent. She began her business with a first loan of $50. She displays her items in the military camps among her peers, as well as at the Katindo public market. Her husband is a military officer.

With the profit, she is able to save, buy food and support her children's education. However, she has just received her fifteenth loan from Hekima. Over time, this client has seen her business thrive in a positive way. For this reason, she decided to increase the loan amount for this cycle. This new loan will allow her to buy 30 pieces of "pagne" fabric. In addition, she would like to see her children grow up, and expand her horizons by opening a store. Sasangelo is grateful to Hekima for helping poor women excluded from traditional banks to become independent.
View original language description ↓
La cliente, membre du groupe de crédit Matumaini, jeune femme dynamique, ambitieuse, entrepreneur, âgée de 26 ans, mariée. Elle est vendeuses des habits. Elle a commencé son business de lors qu’elle fut informée de micro crédit qu’octroie l’IMF Hekima. Elle fut initié à l’auto prise en charge par sa mère. Ainsi, elle bénéficia son premier crédit de 50$ pour démarrer ses affaires. Elle expose ses articles dans les camps de militaires auprès de ses pairs, tantôt au marché public de Katindo. Son mari est un officier militaire. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Cependant, elle vient d’obtenir son 15eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Ainsi elle a décidé d’augmenter son montant de crédit pour ce cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 30 pièces de pagnes. En plus, elle souhaite voir ses enfants grandir et ouvrir ses horizons en ouvrant un magasin. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to buy 30 pieces of "pagne" (colorful African cloth).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012