The MAHOUKPEOU group is made up of three people who all live in the same quarter. This is the fourth time that the group has sought financial help from ALIDé, in order to boost their businesses. The group leader, Fatima, has her hand raised in the photograph. She is 46 years old and lives in Benin. She never went to school, and is married to a man called Didier. The couple has five children, all of whom attend school, and only two of whom remain in their care. Fatima lives with her husband and these two children. In order to meet the family's various needs, Fatima has sold charcoal in her quarter for the past 15 years. She sources her goods from the northern part of Benin. In order to satisfy growing customer demand, and to boost revenue, Fatima and the other members of MAHOUKPEOU are seeking a fourth loan from ALIDé. The first three have all been repaid successfully.
Le groupe MAHOUKPEOU est composé de trois personnes qui résident dans le même quartier. C'est la quatrième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Fatima est celle qui a la main levée sur la photo. Fatima est âgée de 46 ans et vit au Bénin. Fatima n’a pas fréquenté l’école. Fatima est mariée à un certain Didier. Le couple a cinq enfants tous scolarisés dont deux seulement restent à leur charge. Fatima vit ensemble avec son mari et ses deux enfants à charge. Afin d'assurer les diverses charges de la famille, Fatima vend depuis une quinzaine d’année, du charbon de bois dans son quartier. Fatima s’approvisionne dans le nord du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Fatima sollicite ensemble avec les autres membres du groupe MAHOUKPEOU, un quatrième crédit auprès de ALIDé. Les trois premiers prêts ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.