Garik is 32 years old. He lives in Horbategh village with his wife and son. Garik works at the local tax service as a tax officer. Unfortunately, Garik's salary is not enough to cover the family's expenses. So Garik also runs a farm, where he keeps beehives and breeds cattle. Currently his farm consists of two cows, two pigs and 10 beehives.
Garik has applied for this loan to expand his farm. He wants to purchase 10 sheep and two more cows. This is vital for Garik to increase the income from agriculture and insure a prosperous life for his family.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.