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Une Femme De Plus Group
In this Group: Monique , Alice, Mathilde, Médard, Arcadius
UNE FEMME DE PLUS is a group consisting of five people who live in the same neighborhood. The representative of the group by the name of Monique (whose hand is raised in the photo) is 47 years old. Monique is married to a certain Marc. The couple has five children, all in school and under their care. Monique lives together with her children and her husband and takes care of the household responsibilities together with her husband. Monique stopped school at the secondary level.

To take care of her different responsibilities, Monique has been managing a business selling baskets and mats as a travelling saleswoman in Bénin for about 10 years. Monique gets her supplies in a market of Bénin. With the goal of better meeting the demands of her increasing clientèle and to make more profit, Monique is requesting a fourth loan from ALIDé together with the other members of the UNE FEMME DE PLUS group. The previously received loans were well repaid.
View original language description ↓
UNE FEMME DE PLUS est un groupe composé de cinq personnes qui résident dans le même quartier. La représentante du groupe du nom de Monique (dont la main est levée sur la photo), est âgée de 47 ans. Monique est mariée à un certain Marc. Le couple a cinq enfants, tous scolarisés et à leur charge. Monique vit ensemble avec ses enfants et son mari et assure ensemble avec son mari les charges de la maison. Monique a arrêté l'école au niveau secondaire. Pour faire face à ses différentes charges, Monique mène comme activité la vente de paniers et de nattes de façon ambulante depuis une dizaine d'année au Benin. Monique s’approvisionne dans un marché du Bénin. Dans le but de mieux répondre aux exigences de sa clientèle de plus en plus nombreuses et de se faire plus de profit, Monique sollicite, ensemble avec les autres membres du groupe UNE FEMME DE PLUS un quatrième crédit auprès de ALIDé. Les crédits reçus antérieurement ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 496.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Une Femme De Plus Group's $1,900 loan helped a member to buy baskets and mats.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2012
Listed
Mar 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013