Update on EnidEnid is a 34-year-old married lady with seven children living in Kasese, Uganda. Her personal goals are to educate her children and build a permanent home. She has been a dealer in clothing for eleven years now, after starting with capital given to her from her husband. The capital was 300,000 and has grown to 2.8 million. The major hardships are high fuel and transportation costs and inadequate capital to purchase stock, however, she has a vision of expanding her business to new areas. Enid needs a loan to buy new textiles for resale.
Previous Loan DetailsEnid is a thirty-three-year-old married woman with seven children and she owns a house in Kasese, Uganda. She has been dealing in textiles for ten years starting with a capital of 300,000 shillings and she now has 2,500,000 shillings in working capital. Her hardship is limited capital to meet the... More from Enid's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 10 months (Additional Information)
- Repayment Schedule
- Mar 1, 2012
- Apr 23, 2012
- Currency Exchange Loss:
- Jun 28, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.