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Anzhelika has been an entrepreneur since 2010. She sells perfume, skin and hair care products, cosmetics, etc. Anzhelika orders her merchandise weekly from suppliers in the city of Yerevan. She receives many personal requests from her regular clients, and so the majority of products are ordered according to their individual needs.

Anzhelika is 36 years old. She was born in Turkmenistan but moved to Armenia with her parents at the age of 15 and settled in the city of Kapan. She is an accountant by profession. Anzhelika is married and has two school-age children. Her husband works at a military base. Anzhelika works without days off, helping her husband provide for their family. She needs a loan of 1,000,000 dram to purchase a large shipment of perfume and cosmetics for her business. This Anzhelika's second loan from Nor Horizon.
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Анжелика занимается предпринимательской деятельностью начиная с 2010 года. Она продает парфюмерию, средства по уходу за телом и волосами, косметику и т.д. Всю необходимую продукцию для своего бизнеса Анжелика еженедельно заказывает из города Ереван. Анжелика имеет много частных заказов от своих постоянных клиентов, поэтому большую часть товаров она заказывает по индивидуальным заказам клиентов.
Анжелике 36 лет. Она родилась в Туркменистане, но в возрасте 15 лет вместе с родителями переехала в Армению и поселилась в городе Капане. По специальности Анжелика бухгалтер. Она замужем и у нее двое детей школьного возраста. Муж Анжелики работает в военной части.
Анжелика работает без выходных и помогает своему мужу содержать семью. Ей необходим кредит на сумму 1.000.000 драм для приобретения большой партии парфюмерии и косметики для своего бизнеса. Данный кредит является вторым по счету, получаемым Анжеликой от организации Нор Оризон (Nor Horizon).

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 107
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 387.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Anzhelika to buy a large shipment of perfume and cosmetics for her business.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Mar 23, 2012
Currency Exchange Loss:
May 17, 2014