DIEU EST GRAND is a group of three people. The members live in the same area in Benin. The representative of the group, Abla Victorine (whose hand is raised in the photo) is 37 years old. Abla Victorine is married to a man named Marc and is a mother of three children, all in school and in the couple's care. Abla Victorine lives together with her husband and children. The couple provides for the various household expenses together. Abla Victorine stopped school at the primary level. To cope with her various expenses, Abla Victorine has sold food crops (rice, corn, etc.) and liqueurs secondarily from her home, but also through a distribution system, for seven years. Abla Victorine stocks up in a market in Benin. Seeking to satisfy her customers and with an eye to enlarging her business, Abla Victorine is asking for a fourth loan from Alidé, together with the other members of the group DIEU EST GRAND. This loan will be used by them to better respond to their customer's demands and to make more profits. Their previous loans were repaid.
DIEU EST GRAND est un groupe de trois personnes, dont les membres résident dans le même quartier au Bénin. La représentante du groupe, Abla Victorine (dont la main est levée sur la photo), est âgée de 37 ans. Abla Victorine est mariée à un certain Marc et est mère de trois enfants, tous scolarisés et à la charge du couple. Abla Victorine vit ensemble avec son mari et ses enfants. Le couple assure ensemble les diverses charges de la maison. Abla Victorine a arrêté l’école au niveau primaire. Pour faire face à ses différentes charges, Abla Victorine vend depuis sept ans, des produits vivriers (riz, maïs, etc.) et des liqueurs de façon secondaire à son domicile mais aussi par le système de distribution. Abla Victorine s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et en vue élargir son activité, Abla Victorine sollicite un quatrième crédit auprès de ALIDé, ensemble avec les autres membres du groupe DIEU EST GRAND. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les crédits précédents ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.