Sector Los Olivos (Cuenca) Group
One of the members of this group is Rosa Inés. She’s 50 years old, married and has three children who are all adults. Two of her children are married and live independently and her youngest daughter who attends a university in the city also works to cover her expenses. Her husband works as a carpenter and the house they live in is theirs.
Rosa Inés has been farming for the last 20 years; she plants and buys vegetables to sell in a market in the city. She also raises pigs, guinea pigs, chickens and ducks.
She’s been a member of the communal bank for four years and will use her loan to buy animal feed. Her goal is to grow in her businesses.
Una de las socias de este grupo es la Señora. Rosa Inés, tiene 50 años, es casada y en su unión conyugal ha concebido 3 hijos quienes son todos mayores de edad, dos de sus hijos son casados y viven independientes, su última hija estudia en una universidad de la ciudad y también trabaja para costearse sus gastos. Su esposo labora como carpintero, la casa en la que habitan es de su propiedad.
Doña Rosa Inés se dedica desde hace 20 años a la agricultura, siembra y comprar hortalizas para la venta, las mismas que las vende en un mercado de la ciudad. También se dedica a la cría de cerdos, cuyes, pollos y patos.
Es socia del banco comunal hace 4 años y su crédito lo va a invertir en la compra de alimento para sus animales.
Su meta es crecer en sus negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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