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Sissegbe Group
In this Group: Hinnouho Samuel, Julien, Yekpo Augustin
SISSEGBE is a group of three people who all belong to the same association of decorators. The representative of the group, Hinnouho Samuel (pictured with his hand raised) is 33 years old. Hinnouho Samual is married to a merchant named Christiane. The couple has four children together, some of whom are in school and all are dependents.

To support himself, Hinnouho Samuel has run a decorating business in the area for almost thirteen years. Hinnouho Samuel purchases his decoration supplies at a town in Benin.

In order to expand his business and become more competitive in the market, Hinnouho Samuel wants to improve his presentation; this will enable him to grow his turnover and profits. To accomplish this, Hinnouho Samuel is asking for a third loan through ALIDé together with the other members of the SISSEGBE group. The two previous loans were properly repaid.
View original language description ↓
SISSEGBE est un groupe de trois personnes, dont les membres appartiennent à la même association de décorateurs. La représentante du groupe, Hinnouho Samuel (dont la main est levée sur la photo), est âgée de 33 ans. Hinnouho Samuel est marié à une marchande du nom de Christiane. Le couple a quatre enfants, dont certains sont scolarisés et tous à leur charge. Hinnouho Samuel, pour subvenir à ses besoins, mène depuis près de treize ans mène comme activité la décoration dans sa région. Hinnouho Samuel achète ses produits pour la décoration dans une ville du Benin. Dans le but d’agrandir son activité et pour être plus compétitif sur le marché, Hinnouho Samuel désire améliorer sa prestation ; ce qui lui permettra d’accroitre son chiffre d’affaire et son revenu. Pour cette raison, Hinnouho Samuel sollicite un troisième crédit auprès de ALIDé, ensemble avec les autres membres du groupe SISSEGBE. Les deux crédits consentis ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 496.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sissegbe Group's $625 loan helped a member to purchase hardboard, banners, tee shirts, and ink.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Mar 25, 2012
Currency Exchange Loss:
Jun 19, 2013