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Hely
Hely, 24 years old, is a young mother. She lives with her daughter Kori, her brothers and her parents in the house she owns in the village of Paccha. Since she was a child, she has been learning everything related to agriculture; she inherited a few plots of land from her parents, in which she now grows potatoes, corn, broad beans and others. She sells her harvest wholesale and also, depending on the situation, sells the use of a plot so that the harvest is done by others. While waiting for the harvest she works as an educator for adults whom she teaches to read and write, an activity from which she derives a stable income. She also owns 6 small sheep that graze on the family farm. Since she is a hardworking woman, she also sells beauty products from catalogues, an activity which generates a nice income because she is the only one in this type of business in the area. She enjoys every single one of her activities because she likes them and her knowledge helps her carry them out in the best way. She sees the future with great enthusiasm and wishes to increase her income in order to prepare her daughter's future, because she wants to give her the best. She belongs to the communal bank "productores agrícolas" (agriculture producers) and this is her third loan with Microfinanzas Prisma. She was invited by a member of her family to become part of the communal bank, of which she is an active member; she is always punctual with her payments and is thus very happy now to work in order to consolidate her working capital. Hely, if she receives this loan, will invert the funds towards buying beauty products for her business as well as 6 new sheep to increase the size of her flock.
View original language description ↓
Hely, de 24 años es una joven madre. Vive en compañía de su hija Kori, sus hermanos y padres, en su casa propia, ubicada en la localidad de Paccha. Desde su niñez ha vivido aprendiendo todo lo referente a la agricultura y heredo algunas extensiones de terreno de sus padres que en la actualidad cultiva en ellos: papa, maíz, habas entre otros productos más, sus cosechas los vende al por mayor o también por parcela para que otras personas extraigan el fruto, dependiendo de la situación, mientras espera su cosecha trabaja como educadora de personas adultas enseñándoles a leer y escribir de donde también tiene sus ingresos estables, además de poseer 6 ovejas pequeñas, las que lleva a comer en la estancia. Pero como es una mujer trabajadora, también se dedica a la venta de productos de belleza por catálogos, donde obtiene buenos ingresos, ya que es la única que tiene este negocio por la zona. Disfruta de cada trabajo que realiza porque le agrada y tiene conocimientos que le permiten desempeñarse de manera óptima, ve el futuro con gran entusiasmo y desea tener mayores ingresos para el futuro de su hija, a la que quiere brindarle lo mejor. Ella pertenece al banco comunal “productores agrícolas” y este es el tercer crédito con MFP. Fue invitada por un familiar a ser parte de su asociación, de la que es una socia activa y comprometida en el cumplimiento de sus pagos por lo que en la actualidad está muy contenta de trabajar para consolidar su capital de trabajo. Hely, de recibir su apoyo, invertirá el dinero solicitado en la compra de productos de belleza para su negocio, asimismo en la compra de 6 ovejas nuevas para aumentar su ganado.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,567,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Hely to buy beauty products as well as six sheep.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 28, 2012
Listed
Apr 7, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012