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Julian Ricardo
Julian is a 37 year old man who lives with his partner and 2 young children for whom he and the mother of his children give their all to get ahead and be stronger as a family. At present, this small family lives in the city of Ica, a place that is making big economic improvements and each day give a better reception to the new microentrepeneurs.

Julian enjoys reading very much and learns a little bit more that what he currently does because he wants to answer any of his little ones questions that they may have as they continue to grow and learn. Julian is a welder; he makes iron doors and windows and works about 10 hours a day. He says that there have been occassions when he has had some problems designing his work but with time he has improved and progressed in his business.

Julian works in this field because he has a good number of customers and is able to have enough income to meet all of his families’ daily expenses. With the help of Kiva loaners, Julian wishes to buy machinery, a compressor and a soldering-iron, both of which will help him improve and make his work easier. He wishes to be a leader in this type of business and to increase his customers since he doesn’t want 4 daily customers but double or triple that amount since it will help his little children become great professionals.

View original language description ↓
Julian es un hombre de 37 años de edad que vive con su pareja y sus 2 pequeños hijos, por los cuales, él y la madre de sus pequeños dan todo de sí para salir adelante y fortalecerse como familia. Actualmente, esta pequeña familia vive en la ciudad de Ica, lugar que está logrando grandes mejoras económicas y cada día le brinda una mejor bienvenida a los nuevos microempresarios.

Julian disfruta mucho leer y aprender siempre un poco más de lo que sabe, para de esa forma resolver las dudas que sus pequeños puedan presentar en el transcurso de su crecimiento. Julian se dedica a soldar, hacer puertas y ventanas de fierro, el labora un aproximado de 10 de horas, y nos comenta que han existido ocasiones en las que ha tenido algunas dificultades en el diseño de sus trabajos pero con el tiempo ha mejorado y progresado en su negocio.

Julian se dedica a este negocio porque tiene buena cantidad de clientes y básicamente labora en esto, porque le permite generar los ingresos necesarios para solventar los gastos que su familia necesita diariamente. Con ayuda de los prestatarios Kiva, Julian desea comprar maquinaria, una compresora y una soldadora, lo que lo ayudará a mejorar y facilitarle el trabajo diario que realiza. El desea convertirse en un líder en este tipo de negocio e incrementar el número de sus clientes, desea que ya no sean 4 clientes diarios si no el doble o el triple, lo que hará que sus pequeños se conviertan en grandes profesionales.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Julian Ricardo buy machinery, a compressor and a soldering-iron.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013