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Dolores, who is 51 years old, lives with her family group, which consists of her husband, who is 46 years old, and their two children. She works in the baking business as an itinerant vendor. Her specialty is cookie pops, which she prepares every day to go out and sell in the principal areas of the zone where she lives. She has been working in this business for 10 years, so she has a lot of experience. She is characterized by being a woman who is entrepreneurial, dedicated, and above all responsible. Many people give her their business since she always sells a variety of cookies at very good prices.

She decided to apply for this loan at Integral to invest in the purchase of basic ingredients (flour, sugar, eggs, food coloring, popsicle sticks, etc.) to continue making the delicious cookies. She does all this with the goal of meeting a greater demand which allows her to increase her level of sales and income and thus be able to improve her quality of life and that of her family.
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Dolores de 51 años de edad, habita junto a su grupo familiar el cual está conformado por su esposo de 46 años de edad y sus dos hijos. Ella se dedica al comercio de panadería de forma ambulante en especial de paletas de galleta que día a día prepara para salir a vender en las principales áreas de la zona donde habita. Tiene más de 10 años de dedicarse a esta actividad por lo que ya cuenta con mucha experiencia. Ella se caracteriza por ser una mujer emprendedora, dedicada y sobre todo responsable. Muchas personas la prefieren puesto que siempre comercializa variedad de galletas a muy buenos precios. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en la compra de la materia prima (harina, azúcar, huecos, colorantes, paletas, etc.) para continuar elaborando las ricas galletas. Todo esto lo hace con el fin de cubrir una mayor demanda que le permita aumentar sus niveles de venta y de ingresos y así poder mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 860
    View loans »
    El Salvador Loans Fundraising
  • $28,312,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dolores to buy flour, sugar, eggs, food coloring, popsicle sticks, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 17, 2012
Mar 27, 2012
Currency Exchange Loss:
Dec 15, 2012