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Jaqueline Del Carmen

Update on Jaqueline Del Carmen

Jaqueline is very happy for the support that Kiva gives her. Her small business has increased its inventory and sales thanks to the loans she has received. Now she not only offers her customers basic grains, but also other foods such as chicken, meat, dairy, etc. Jacqueline dreams of being able to build a home and hopes that in the future she can supply her store products without any assistance. Her Kiva Field Partners support her because she is a woman who is eager to succeed and give the best to her family.
View original language description ↓
La señora Jaqueline está muy contenta, por el apoyo que le brinda kiva ya que su pequeño negocio ha incrementado su inventario y sus ventas gracias a los financiamientos obtenidos , ya que ahora no solo ofrece a su clientes lo que es granos básicos , si no también lo que corresponde al complemento alimenticio como es pollo , carne , lácteos , etc. Doña Jaqueline tiene el gran sueño de poder construir su vivienda y espera que en un futuro que su pulpería se pueda suplir por sí sola , le apoyemos para construir su humilde vivienda , ya que es una mujer con muchas ganas de superarse y darle lo mejor a su familia .

Previous Loan Details

Jacqueline is an inhabitant of the municipality of Ninidiri with her husband and children. Her husband works in a private company. To support him with the household expenses, for several years Jacqueline has worked in business (grocery store). With much effort and commitment, her small bu... More from Jaqueline Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jaqueline Del Carmen to buy groceries, candy, and soft drinks.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 27, 2012
Currency Exchange Loss:
Aug 18, 2013