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Luz De María
Luz de María, 49, lives in a house that’s hers with her family composed of her husband and three children. She sells Herbalife products which are nutritional and personal care products. She’s been in this line of work for 9 years so she has much experience in this occupation and several regular customers. With much work and dedication she’s won over the trust of many people who prefer her day by day for being an enterprising, responsible and charismatic woman.

She sells a variety of nutritional products like vitamins, nutritional supplements, etc. at very good prices. She works hard to support her beloved family. The economic situation is very unstable and Luz’s worries increase very rapidly because her family’s needs are greater every day.

Because of the above, Luz has decided to ask Integral for a loan to invest in her business buying nutritional products like vitamins and nutritional supplements among others so that she can attract more customers that will generate sales and income increases that will allow her to improve her economic situation.
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Luz de María de 49 años de edad, habita en casa de su propiedad junto con su grupo familiar el cual está conformado por su esposo y sus tres hijos. Ella se dedica a la comercialización de productos herbalife los cuales son productos nutricionales y de cuidado personal. Tiene 9 años de dedicarse a esta actividad por lo que ya cuenta con mucha experiencia en el área y con varios clientes fijos. Con mucho trabajo y dedicación se ha ganado la confianza de muchas personas las cuales cada día la prefieren más por ser una mujer emprendedora, responsable y carismática. Ella ofrece variedad de productos nutricionales como vitaminas, suplementos alimenticios, etc. a muy buenos precios. Ella trabaja duramente para sacar adelante a su querida familia. La situación económica es muy inestable y las preocupaciones de Luz aumentan muy rápido dado que las exigencias de su familia cada vez son mayores. Debido a lo anterior a tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la comprar de productos nutricionales como son: vitaminas y suplementos alimenticios, entre otros. De tal forma que esto ayude a atraer a más clientes que generen un aumento en las ventas y en los ingresos que permitan mejorar su situación económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 598
    View loans »
    El Salvador Loans Fundraising
  • $21,986,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luz De María to buy vitamins, nutritional supplements, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013