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Yanira Del Carmen
Yanira del Carmen, 39, lives with her two children in a house that’s her property. Her business is a barber shop which with much effort and dedication she’s managed to establish and keep operating for a long time. She has very good references and thanks to her hard work has won over the trust of many people who prefer her more each day because she’s a hardworking, tenacious and above all, charismatic woman.

Her dream is to be able to give her family better living conditions especially to her beloved children who are currently attending school. She does not lose hope of being able to provide schooling for them and to see them become great professionals since this is the only way of offering them stability and better living conditions.

She has decided to ask Integral for this loan to invest in her small barber shop. She will buy mirrors and invest in chair repair because they are in poor condition. Her goal is to improve customer service so that they will feel motivated to want to return in the future and they can invite other customers so that her income will improve in order to access better economic conditions.
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Yanira del Carmen de 39 años de edad, habita en casa de su propiedad junto con sus dos hijos. Ella se dedica al negocio de peluquería que con mucho esfuerzo y dedicación ha logrado establecer y mantener en marcha por mucho tiempo. Cuenta con muy buenas referencia y gracias a su arduo trabajo ha logrado ganarse la confianza de muchas personas que cada vez la prefieren más, por ser una mujer, trabajadora, luchadora y sobre todo carismática. Su sueño es poder dar a su familia mejores condiciones de vida en especial a sus queridos hijos que por el momento se encuentran estudiando. No pierde las esperanzas de poder darles el estudio y lograr verlos como grandes profesionales ya que es la única forma de poder brindar estabilidad y mejores condiciones de vida. Ha decidido solicitar este crédito a INTEGRAL para invertir en su pequeña peluquería en la compra de espejos e invertir en la reparación de los sillones que por el uso están deteriorados. Su objetivo es mejorar el servicio a los clientes para que estos se sientan motivados a querer regresar en el futuro y puedan invitar a otros clientes, de tal forma que esto sirva para mejorar los ingresos que le permitan accesar a mejores condiciones económicas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 602
    View loans »
    El Salvador Loans Fundraising
  • $22,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yanira Del Carmen to buy mirrors and to invest in chair repair.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013