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Vania Elizabeth
Vania Elizabeth lives in a house that’s hers with her family group which is composed of her grandparents, two children and a niece. She sells various products in her mini-store that she’s managed to set up at home. She sells a variety of items like cosmetics, articles of clothing, shoes, stationery goods, baby clothes, etc.

She is an incredible woman who stands out for being hardworking, responsible and above all enterprising. She has worked for a long time to move her family, who daily demand more from her, forward. Her business is her main source of income since she’s the only one that works to bring daily bread home. For her, the most important thing is that her family has the necessary resources to survive. This is what pushes her to continue working hard in order not to neglect her work and continue earning profits in her mini store which to date have been what’s allowed her to keep her family afloat. She has some regular customers who prefer her because she’s an exemplary woman who has known how to support her family and move her business forward with her charisma and hard work.

She has decided to invest in her business buying a variety of things like: articles of clothing, cosmetics, toys, etc. This is the reason why she’s asking Integral for a loan since she does not have the necessary income to do it on her own. The objective is to stock her business with a variety of items that will attract more customers so that sales and income will increase and she can reach her dream of providing her family with better living conditions.

It’s worth stressing that she is profoundly grateful to Integral because they extended a hand to her previously with another loan she requested to invest in the business so that it can grow.
View original language description ↓

Vania Elizabeth habita en casa de su propiedad junto con su grupo familiar el cual está conformado por sus abuelos, dos hijos y una sobrina. Ella se dedica a la venta de diferentes productos dentro de su mini bazar el cual ha logrado establecer dentro de su hogar de residencia. Ofrece variedad de artículos tales como: cosméticos, prendas de vestir, juguetes, papelería, ropa para bebe, etc. Es una mujer increíble la cual se caracteriza por ser trabajadora, responsable y sobre todo emprendedora. Ha trabajado durante mucho tiempo para sacar adelante a su querida familia la cual cada día le demandan más. Su negocio es su principal fuente de ingresos dado que es la única que trabaja para llevar el pan da cada día a la hogar. Para ella lo más importante es que su familia cuente con los recursos necesarios para sobrevivir. Todo esto es lo que la impulsa a seguir trabajando duramente para no descuidar su trabajo y seguir percibiendo los beneficio de su mini bazar, los cuales hasta el momento son los que han permitido llevar a su familia a flote. Cuenta con algunos clientes fijos que la prefieren por ser una mujer ejemplar, que con su carisma y duro trabajo ha sabido llevar a su familia y a su negocio adelante. Ha tomado la decisión de invertir en su negocio en la compra de variedad de artículos tales como: prendas de vestir, cosméticos, juguetes, etc. Esta es la razón por la cual solicita este crédito a INTEGRAL ya que no cuenta con los ingresos necesarios para hacerlo por su cuenta. El objetivo es surtir su negocio de variedad de artículos que logren atraer a más clientes que permitan aumentar las ventas e ingresos y pueda lograr el sueño de su vida de dar a su familia mejores condiciones de vida. Vale la pena aclarar que está profundamente agradecida con INTEGRAL dado que en el pasado le brindaron la mano con otro préstamo que solicito para invertir en su negocio y que el mismo vaya creciendo.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vania Elizabeth to buy clothes, toys, cosmetics, etc.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Mar 5, 2012
Mar 27, 2012
Currency Exchange Loss:
Jan 19, 2013