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Joy
Joy is 17 years old and lives in the town of Rukoki in the Fort Portal region of Uganda. For the past 2 years, Joy has been working hard to manage her small hotel, which sells food.

To help expand her business, Joy has requested a loan of 400,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more food for resale, and will help Joy generate greater profits and pay school fees for herself. Joy hopes that in the future she will be able to buy a plot of land.

Joy is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to micro-finance loans, the program provides both a safe place for young Ugandan women to take part in group activities and a forum for life skills training. The ELA program has increased Joy's future prospects by helping her to get money to add to her business.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 232
    View loans »
    Uganda Loans Fundraising
  • $28,946,125
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Joy to buy more food for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013