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Segunda Oliva
Segunda Oliva, 32, lives in a common-law relationship. She has four children and lives with her spouse and the children, ages 12, 10, 9, and 7, in Chillanes, province of Los Ríos.

Segunda works in agriculture growing tomato plants. She also has a business selling clothing and costume jewelry.

Segunda is requesting the loan to buy tomato plants, organic fertilizer, liquid herbicide for pests, urea, and fertilizer. With the help of the loan she will be able to buy the fertilizers.

She buys and sells in Chillanes. Her dream is to be able to build a house in the city of Riobamba and increase her crops.

The challenges she faces are the lack of work and of money. In her free time she likes to be with her children, go out, watch television, listen to music, and enjoy the Carnival festivals.
View original language description ↓
SEGUNDA OLIVA tiene 32 años de edad vive en unión libre tiene 4 hijos, vive con el conyugue y los hijos de 12, 10, 9 y 7 años de edad en Chillanes provincia de los Ríos.

SEGUNDA OLIVA se dedica a la agricultura a la siembra de tomate de árbol, además se dedica al negocio de prendas de vestir, bisutería.

Solicita el crédito para poder comprar plantas de tomate, abono orgánico, líquidos para las plagas, urea, fertilizantes. Con la ayuda del crédito podrá comprar los abonos.

Las compras y las ventas lo hace en Chillanes. El sueño es poder construir una casa en la ciudad de Riobamba e incrementar los cultivos.

Los desafíos a los que se enfrenta son la falta de trabajo y de dinero. En el tiempo libre le gusta dedicarse a los hijos, pasear, ver televisión. Escuchar música, y disfrutar de las fiestas del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Segunda Oliva to buy tomato plants, organic fertilizer, liquid herbicide for pests, urea, and fertilizer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 29, 2012
Currency Exchange Loss:
Nov 23, 2013