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Fenou Group
In this Group: Cathérine , Florentine, Cécile
FENOU is a group made up of three people who live in the same neighborhood. The group representative, Cathérine (who is raising her hand in the photo), is 36 years old. Cathérine is married to a man named Samuel. The couple has two children, both of whom attend school and are in the care of their parents. Cathérine lives with her children and her husband, and she and her husband cover the household expenses together. Cathérine stopped her studies during primary school.

To cover her expenses, Catherine has been selling charcoal from her home for seven years now. Cathérine stocks up at a market in Benin.

Striving to better meet the demand of her ever-growing customer base and increase her profits, Cathérine is seeking, along with the other members of the FENOU group, a second loan from ALIDé. The first loan was correctly repaid.
View original language description ↓
FENOU est un groupe composé de trois personnes qui résident dans le même quartier. La représentante du groupe du nom de Cathérine (dont la main est levée sur la photo), est âgé de 36 ans. Cathérine est mariée à un certain Samuel. Le couple a deux enfants, tous scolarisés et à leur charge. Cathérine vit ensemble avec ses enfants et son mari et assure ensemble avec son mari les charges de la maison. Cathérine a arrêté l’école au cours primaire. Pour faire face à ses différentes charges, Cathérine mène comme activité la vente de charbon de bois à son domicile depuis sept ans. Cathérine s’approvisionne dans un marché du Benin. Dans le but de mieux répondre aux exigences de sa clientèle de plus en plus nombreuse et de se faire plus de profit, Cathérine sollicite, ensemble avec les autres membres du groupe FENOU, un deuxième crédit auprès de ALIDé. Le premier crédit a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 496.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Fenou Group's $625 loan helped a member to buy bags of charcoal.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Mar 25, 2012
Currency Exchange Loss:
Feb 25, 2013