Mikheil is a musician. He has his own music apparatus and plays and sings at various parties in his district when he has orders. Along with this, Mikheil is involved in family agricultural activities. They have a vineyard. Mikheil sells harvested grapes in the village to local vine producing companies. The total average monthly income of the family is 1,000 laris.
Mikheil is 39 years old. He lives in the village of Kondoli, East Georgia, with his family: three children (13, 14 and 18 years old) and his retired parents. Mikheil is divorced from his wife and he is a single father. His elder daughter is a student and the younger daughter and son go to school.
Mikheil requested credit for repairing his car which is out of order. He needs a car to reach his clients and to take his music apparatus there. Also, he uses the car for transportation to the vineyard. After Mikheil repairs his car, he will be able to continue working and making planned income for his family.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.