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Karine is 42 years old. She lives with her husband and daughter.

She and her husband have been involved in farming for ten years. Karine wants to expand her orchard and grow more trees. With the requested loan proceeds, she plans to purchase apricot and peach saplings. Karine expects to grow more crops through their harvests after a few years, which will allow her to increase her income and ensure a stable future for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 115
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Karine to expand her business by purchasing peach and apricot saplings.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 5, 2012
Currency Exchange Loss:
May 17, 2015