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María Carmelina
María Carmelina, 44 years old, lives with her husband and their four children. She sells spices, pepper, cinnamon, achiote (seeds of the annatto tree used for their coloring effect or as seasoning in food), and other products. Recently, demand for her products has increased, since her customers like to flavor their food with high quality spices that are sold at accessible prices with unique service.

María is a hard-working woman who is always ready for opportunities. She wants to succeed and for that reason her biggest secret is the constancy and love of her work, so she has decided to ask INTEGRAL for credit that will allow her to buy pepper, cinnamon, achiote, staples, cardboard, etc. María Carmelina has confidence that this way she will succeed in giving her family a full life.
View original language description ↓
María Carmelina de cuarenta y cuatro años de edad vive junto a su compañero de vida y sus cuatro hijos. Ella posee venta de especias, pimienta, canela, achote entre otros, últimamente se ha aumentado la demanda de su producto, pues a la clientela le gusta condimentar sus comidas con las especias de primera calidad que comercia además el precio es realmente accesible y el servicio es único; María es una mujer trabajadora siempre está a la orden de las oportunidades, quiere llegar al éxito por eso su más grande secreto es la constancia y el amor a su labor, es así como se decidió a solicitarle a INTEGRAL un crédito que le permita comprar pimienta, canela, achote, grapas, cartón, etc. María Carmelina tiene confianza que de esta forma logrará darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 779
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Carmelina to buy pepper, cinnamon, achiote, staples and cardboard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Mar 28, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012