Rashidi is a 29-year-old gentleman who is married with three children. He operates a bookshop business, which has lasted for five years now. He started slowly by selling books and pens and now he has a stock of around 10,000,000 shillings. Rashidi faces a problem of inadequate capital and price fluctuation and has a dream of having his children educated .He would like to move his business to other permanent locations and to provide secretarial services. He wants a loan to purchase a photocopying machine for the business.