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Elmira is 43 years old, she is married and has four children. As a source of income for her family Elmira started doing animal husbandry ten years ago. The business started with 20,000 som (KGS) now brings around 8,000 KGS a month from the sale of dairy and meat products. Through hard work Elmira's business has two milk cows, fifteen sheep and three goats. With the purpose to further grow her business Elmira has come to Bai Tushum and Partners for a loan in the amount of 100,000 som to buy a milk cow and a calf. She plans to invest the income from the loan to further increase of the headcount of cattle and to expand the shed space for the cattle.
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Элмире 43 года, замужем, имеет 4 детей. В качестве источника дохода для семьи, Элмира 10 лет назад начала заниматься животноводством. Начатое с 20,000 сом (KGS) хозяйство на сегодня приносит около 8,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Благодаря упорному труду Элмиры, ее поголовье насчитывает 2 дойной коровы, 15 овец, 3 козы. В целях дальнейшего развития своего бизнеса, Элмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойной коровы и теленка. Доходы Элмира планирует вложить в дальнейшее увеличение поголовья скота и расширение сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Elmira to purchase a milk cow and a calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Mar 22, 2012
Currency Exchange Loss:
Apr 17, 2013