Grace is married and has three children who range in age from 15 to 21 years old. She describes herself as honest, and earns a living by operating a stall where she sells food. She has been involved in this business for four years. She works in a residential area and her primary customers are local residents. She describes her biggest business challenge as the high price of food. She will use this Kes 20,000 loan to buy more food to sell to her customers. Her business goal is to open a retail shop within five years.