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Adjoa is a petty trader near Takoradi. She has done this for 1 year now. The items she sells are milk, milo, sugar, soups, tin tomatoes, tin fish, biscuits, toffees, powdered milk, etc.. She is married and has 5 children. She uses her income to support the husband to pay the utility bills. She will use her loan to purchase a variety of grocery items to sell. With the new profit, Adjoa plans to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.8
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Adjoa purchase variety of grocery items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 5, 2012
Apr 30, 2012
Currency Exchange Loss:
Oct 16, 2012