Mary Jane, age 42, is a rice dealer. She earns an income by getting supplies at wholesale prices and selling by sacks or by the kilo. Her store is located adjacent to her house. Her regular customers are her neighbors and members of the local community. She earns a minimum of Php 1000 in sales every day. She lives in Bacoor, Cavite, with her husband Cesarlito and their four children. They manage their household while operating the business.
Mary Jane is working hard to continually provide income for her family's everyday expenses through her store. To help her continue operations of her business, she is requesting a Php 13,000 loan. She will be utilizing the loan to buy additional stocks of rice for her business. She expects a boost in her business income as she expands her business.
Mary Jane hopes to be able to acquire a commercial stall for her business and aspires to give her children a high-quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.
*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.