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Karine is 63 years old. She lives in Yerevan with her husband, daughter and two little grandchildren. Karine is involved in the retail business. She trades in women's clothing and shoes. Karine's husband helps her to run the business. Karine's two grandchildren both attend school.

Karine has applied for this loan to increase the variety of clothing she sells. With the requested amount she plans to purchase women's clothing. This loan will help Karine to increase sales and income, which is important for her to to cover the family's daily costs and insure a better quality of life for them.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Karine to pay for clothing.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Apr 5, 2012
Currency Exchange Loss:
May 5, 2012