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Carmelita is married with 3 children. Carmelita is 57-years-old and lives in Patawag, Liloy, Zamboanga del Norte.

Carmelita owns a general store to earn a living and has had this business for 12 years. Each month she earns PHP 30000 doing this type of work. She has requested a loan of PHP 50000 to purchase more inventory for her general store.

Carmelita has been a member of PMPC for 2 years. In the future, Carmelita hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1434
    View loans »
    Philippines Loans Fundraising
  • $59,148,800
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Carmelita to purchase more inventory for her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 25, 2012
Currency Exchange Loss:
Apr 18, 2013