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Joel is married with three children. He is 40 years old and resides at Tinotongan, Tukuran, Zamboanga del Sur: Philippines.

Joel is operating a gardening business venture for a living and his been in this business for nine years. Each month, he earns 7,000 PHP doing this type of business.

He requested a loan of 15,000 PHP to purchase fertilizers such as manure. In 2011, Joel joined GDMPC to gain access to financial services to help improve his business and living situation. In the future, Joel wants to save as a reserve for future emergencies and to purchase additional farmland.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 861
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joel to purchase fertilizers such as manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 24, 2012
Currency Exchange Loss:
Sep 15, 2012