Banco Mujer En Busca Del Exito Group
Jaidy is a very enterprising woman. She carries out commercial activities like the sale of clothes, lingerie, perfume, cosmetics, items for the home and others. With this she’s managed to help her husband meet family expenses.
Despite having many health issues, she starts doing her domestic chores very early in order to have enough time for her business. She knows that credit is a very valuable tool for her micro business. This is the fourth loan they’ve requested and she and her fellow members have been very punctual.
Her greatest wish is to see her daughter graduate, to have a store, for her family to be in better economic conditions, and to be healthy to continue forward.
There are seven members with Jaidy; they all carry out commercial and service activities.
Jaidy es una mujer muy emprendedora, desarrolla actividades comerciales, como venta de ropa, lencería, perfumes, cosméticos, artículos para el hogar y otros, con esto ha logrado ayudar a su esposo con todos los gastos familiares.
A pesar de que tiene muchos problemas de salud, ella desde muy temprano está realizando las labores domésticas, para tener suficiente tiempo para su negocio. Y sabe que el crédito es una herramienta muy valiosa para su microempresa, este es el cuarto préstamo que solicitan, y ella al igual que sus compañeras han sido muy puntuales.
Sus mayores anhelos es ver a su hija graduada, llegar a tener un bazar, y mejorar la condición económica de su familia, así como su salud, para seguir adelante.
Junto a Doña Jaidy en el grupo están 7 socias más, todas realizan actividades comerciales y de servicios.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid