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Osveida
Every two weeks, the members of the 'Nueva Generación' community bank meet in a place known as Los Arenales, in Crucita parish, in Portoviejo canton. This place is well known for its beautiful beaches, its cuisine and the warmth of its people.

This is where we meet Osveida. Osveida is 65 years old and the single mother of 12 children who are all now grown up. Three of her children are still single and live with her.

In order to earn a living and provide for her children since the loss of her husband, Osveida has been running a business for some years. She set up a small cafe in her home because many tourists come to her town. There she sells empanadas, corviches, soda, juice and other drinks. On weekends, she also prepares and sells delicious 'ceviche' (a marinated fish dish) which is very popular with the tourists who come here. She works from Wednesday to Sunday, from 8.00am to 3.00pm. She has more than 15 years experience in her business and, thanks to God, it is doing very well.

Osveida will use this loan to buy oil, bananas, peanuts and other ingredients that she needs for preparing her food. She is a founding member of her community bank and she likes it because of the benefits the bank offers. Her dream is to own a great restaurant.
View original language description ↓
En la parroquia Crucita del cantón Portoviejo encontramos un lugar conocido como los Arenales, aquí cada quince días se reúnen las socias del Banco Comunal Nueva Generación, este lugar es conocido por sus hermosas playas, por su gastronomía y por la calidez de su gente.

Aquí conocimos a la señora Osbeida, tiene 65 años de edad, es madre soltera de 12 hijos los mismos que ya son mayores de edad, con ella aun viven tres de sus hijos los cuales aun están solteros.

Ella para ganarse la vida y sacar adelante a sus hijos después de la pérdida de su esposo, desde hace varios años se dedica al comercio, instalo un pequeño bar en su casa ya que que hasta esta localidad llegan muchos turistas, vende, empanadas, corviches, gaseosas, jugos y otras bebidas, además los fines de semana también prepara y vende el delicioso ceviche de pescado el cual es muy apetecido por los turistas que llegan hasta el lugar. Trabaja de miércoles a domingo desde las 8h00 hasta las 15h00, lleva más de 15 años con su negocio y gracias a Dios le va muy bien.

Este crédito lo va utilizar en comprar aceite, plátano, maní y otros víveres para la preparación de los alimentos. Es fundadora del Banco Comunal y le gusta por los beneficios que les ofrece el banco.

Su sueño es tener un gran restaurante.

About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Osveida to buy oil, bananas, peanuts and other food products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012