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José is 27 years old. He has been married to Julia for more than 4 years. They know how to read and write and have 1 dependent child who is in primary school. The family has lived in the community of Canco in the northern part of Colomi of the city of Cochabamba for more than 4 years.
His main activity is farming potatoes, beans, oca, and papaliza. He grows his crops on approximately 1 hectare, land he inherited from his parents. This is how he supports his family. Jose tells us that he built his house but it was lacking a wall around it and the money the had saved up wasn't enough. That is why they came to our office in CIDRE IFD to ask for a loan to build a wall around their house. The answer was yes and they are very happy.

When the wall it built, their house will be safer and they won't have to worry every time they leave the house. José tells us that other financial entities denied them the loan since they had a lot of requirements.

One of his dreams and goals is to totally finish building their house and for his son to keep going to school until he has a professional degree so that he can have a better quality of life.
View original language description ↓
El señor José tiene 27 años de edad casado con la señora Julia más de 4 años, saben leer y escribir, tienen 1 hijo dependiente que estudia en nivel primaria, la familia vive en la comunidad de Canco hacia el norte de Colomi de la ciudad de Cochabamba más de 4 años. Su principal actividad económica es producción agrícola de papa, haba, oca, papaliza, cultiva en terreno que es una herencia de sus padres aproximadamente 1 ha, de esta forma el mantiene a su familia, el señor José nos cuenta que hicieron construir su vivienda pero faltaba la muralla y no les alcanzo dinero que tenían ahorrado por este motivo ellos se apersonaron a nuestra oficina de CIDRE IFD a solicitar un préstamo para hacer construir la muralla de su vivienda, se llevaron una respuesta positiva por lo cual se sienten muy felices.
Con la muralla construida su casita estará más seguro sin que estén preocupados cada vez que salgan de su casa, José nos cuenta que en otras Entidades Financieras le negaron el crédito ya que les pidieron muchos requisitos.
Entre sus sueños y metas es terminar totalmente la construcción de su casa y que su hijo siga estudiando hasta obtener una carrera profesional para que de esa manera pueda tener un mejor nivel de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,230,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Jose to build a wall around his house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 27, 2012
Currency Exchange Loss:
Apr 17, 2014