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Fabio Manuel
Fabio has his own business selling snacks which he himself packs. He buys great quantities of snacks such as chitos, chips, snacks, juices and children's puzzles, he packs them in individual packages and makes a snack which boys and girls take to school. Fabio doesn't sell to the final consumer, he sells through intermediaries such as shops and schools. He contacts with them and when they make orders he sends his three promoters to distribute the products.

His business is continually growing. When he was laid off from a company in another city, he starting making a living selling sweets and from that moment he saw himself as an entrepreneur. Today he is the owner of his business packaging and selling school snacks.

Presently he plans to request a loan from Credikiva, which will be his first loan with Fundación Mario Santo Domingo. With this loan he will buy snacks such as chitos, chips, snacks, juices and children's puzzles to fill his snack packages. These will delight both children and adults and will increase the number of sales, which will make this investment successful.
View original language description ↓
Fabio tiene su propio negocio de vender meriendas que el mismo empaca. El compra en grandes cantidades de pasabocas como chitos, papitas, snacks, jugos y rompecabezas infantiles los empaca en paquetes individuales y forma la merienda que niños y niñas llevan a su colegio. Fabio no vende al consumidor final, lo hace a través de intermediarios como tiendas y colegios, que el mismo contacta y cuando le hacen pedidos envía a sus 3 promotoras, para que estas los distribuyan. Su negocio crece cada vez más, desde que quedó desempleado de una empresa en otra ciudad que se dedicada a la venta de confites y desde ese momento empezó a visionarse como emprendedor y hoy propietario de su negocio de empacar y vender meriendas escolares. En la actualidad planea acceder a un credikiva, primer financiamiento que hace alas Fundación Mario Santo Domingo, mediante el cual comprará de pasabocas como chitos, papitas, snacks, jugos y rompecabezas infantiles , para armar sus paquetes de merienditas , que deleitarán a niños y adultos y aumentarán su volumen de ventas, lo que hace que esta inversión sea ex

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 373
    View loans »
    Colombia Loans Fundraising
  • $15,676,275
    Funds lent in using Kiva
  • 1,757.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Fabio Manuel to buy snacks such as chitos, chips, snacks, juices and children's puzzles.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 27, 2012
Currency Exchange Loss:
Jun 18, 2013