Update on Shalom IsabelShalom is a hardworking and enterprising person who gets her family ahead. She owns a small business that consists of selling beauty products such as lotions, perfume, cologne, etc. to relatives and friends who request them. She also distributes goods such as cereals. She works with her husband in distributing the goods to grocery stores and eateries that request them. This is the way she gets her family ahead.
The member requests the loan in order to purchase beauty products such as lotions and cologne for her business.
She's thankful for the opportunity she's being given with the loan. She also pledges to make her repayments according to the schedule.
La socia solicita el prestamo para la compra de productos de belleza como cremas y colonias para su negocio.
La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.
Previous Loan DetailsShalom Isabel is 22 years old and lives in the beautiful city of Cusco, Peru. She has been a member of Arariwa's “Patrón de San Sebastián” community bank for a long time. Shalom Isabel lives with her partner and has one child. She is a young, hard-working and enterprising mother who is working... More from Shalom Isabel's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid