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Rosita De Los Angeles Group
In this Group: Celia, Velia Liliana, Wilber Edgardo*, Susana, Yanet, Agustina Nancy, Juana, Rosa, Graciela, Alejandrino*, Susana, Monica, Magdalena, Jesus Manuel, Miguel Angel, Milusca
* not pictured
The members belong to the Rosita de Los Angeles Communal Bank, located in the district, province, and department of Cusco. The member’s name is Celia. She is 43 years old, unmarried, and has two children. She works in the business of selling breakfast. She prepares quinoa con manzana (a typical dish made with whole grains and apples), maca (a native vegetable root of the radish family), milk, and other breakfast items. She sells her meals on foot from 6:00 am to 12:00 noon. Through this business, Celia gets her children ahead in life. Her dream is to have a location where she can sell her breakfasts. She is requesting this loan to repair her home and purchase construction materials such as cement, plaster, and sand.

The other members are in the business of selling cleaning products, chickens, cosmetics, and breakfast meals. Some members provide taxi services.
Celia is grateful to those who are a part of her dream by means of their participation in this program. She is committed to making her payments according to the established terms.
View original language description ↓
Los socios pertenecen al banco comunal “ROSITA DE LOS ANGELES”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Celia; ella es soltera y tiene 43 años y tiene 2 hijos; La socia trabaja con su negocio de venta de desayunos, ella prepara quinua con manzana, maca, leche entre otros desayunos, la socia vende en forma ambulatoria desde las 6:00 a.m hasta las 12:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los desayunos. La socia solicita el préstamo para refaccionar su casa y comprar materiales de construcción como cemento, yeso y arena.

Los otros socios se dedican al negocio de venta de artículos de limpieza, negocio de venta de pollos, negocio de servicio de taxi, negocio de venta de cosméticos, negocio de venta de desayunos.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 58
    View loans »
    Peru Loans Fundraising
  • $54,538,625
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosita De Los Angeles Group's $5,450 loan helped a member to purchase construction materials such as cement, plaster, and sand for home repair.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2012
Listed
Mar 27, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012