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Sugey Del Carmen

Update on Sugey Del Carmen

Sugey del Carmen has worked as an elementary and high school teacher at the Jan Amos Comenius School for 10 years. She needs this loan to buy construction materials and to be able to get her own living space with improved conditions. She currently counts on financial support from her father, who works as a stone mason in his own business. Sugey lives with her parents, as she has not yet gotten married. She is a young woman who wants to enjoy better living conditions and that's why she has struggled with her family to improve the quality of their home little by little. Her dream is to get married, have children, and continue studying so she can become an experienced profesional.
View original language description ↓
Sugey del Carmen labora en la Escuela Jan Amos Comenius desde hace 10 años desempeñandose como docente de primaria y secundaria , crèdito lo requiere para comprar materiales de construcciòn y poder obtener su propia habitacion con mejores condiciones , ella cuenta con la ayuda economica de su papà quien labora como Albañil en su propia negocio, Sugey vive con sus padres ya que aun no se ha casado, es una joven que le gusta gozar de mejores condiones por esa razon ha luchado con su familia poco a poco mejorando la infraestructura de su vivienda, su sueño es casarse, tener hijos y seguir estudiando para ser una profesional con mucha experiencia.

Previous Loan Details

Sugey is 28 years old, is single and has no children, at this time she lives with her parents in the #6 area of Nueva Guinea and they help each other with the family expenses. Sugey has worked as a teacher at the Experimental School Jan Amos Comenius for some 9 years; in the afternoons when she a... More from Sugey Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 135
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Sugey Del Carmen to buy construction materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 26, 2012
Currency Exchange Loss:
Jan 18, 2014