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Ganho I Group
In this Group: Cécile, Aimée, Pulchérie Angèle, Simonne, Matilde, Natacha, Pauline, Lucette, Brigitte, Honorine, Juliènne, Hermine
The Ganho I group consists of twelve persons from the same neighborhood who became acquainted through their business activities. The representative for the group, named Cecile, is the person raising her hand in the photo. The group is for the first time seeking funding from ALIDé, in order to raise the level of their business activity and better cope with customer demands.

Cecile has never attended school. She is 56 years old and is married to Firmin. The couple has three children, all in school. Apart from the three children, the couple has another child under their care. Cecile and her husband live with their children and share responsibility for the various family expenditures.

To meet her family's diverse needs over the past fifteen years, Cecile has been selling plastic items, shoes, and to a lesser extent fabrics. She resupplies in one of Benin's markets.

In order to strengthen their business and better serve their customers, Cecile and the other members of the Ganho I group are seeking a first loan from ALIDé. Their ambition is to increase the level of their business activity.
View original language description ↓
Le groupement GANHO I est composé de douze personnes qui résident dans le même quartier et se connaissent de par leurs activités. La représentante de ce groupement, du nom de Cécile est celle ayant une main levée sur la photo. Dans le but de rehausser le niveau de leur activité afin de mieux faire face à la demande de leur clientèle, ce groupement sollicite pour une première fois l'appui financier de ALIDé. Cécile n’a jamais fréquenté l’école. Cécile est âgée de 56 ans et est mariée à un certain Firmin. Le couple a trois enfants, tous scolarisés. En dehors des trois enfants, le couple a un autre enfant à leur charge. Cécile et son mari vivent ensemble avec leurs enfants et assurent ensemble les diverses de la famille. Pour contribuer aux divers besoins de sa famille, Cécile vend depuis quinze ans, des plastiques, des chaussures et des tissus de façon secondaire dans sa région. Cécile s'approvisionne dans un marché du Bénin. Dans le but de renforcer leur activité et de mieux satisfaire leur clientèle, Cécile et les autres membres du groupement GANHO I sollicitent un premier crédit auprès de ALIDé. Leur ambition est d’accroître le niveau de leur activité.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ganho I Group's $750 loan helped a member buy plastic items.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2012
Listed
Mar 23, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2012