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Dagbegnon Group
In this Group: Micheline, André, Houndossi, Elise, Rosine, Adèle, Cécile, Christine, Jeanne, Noëlie, Cériphatou, Sidonie, Justine, Adjouavi
The DAGBEGNON group consists of fourteen people who are all involved in income-generating activities and live in the same village. It is the first time that this group is requesting financial assistance from ALIDé in order to increase its level of activity.

Micheline, the group's representative, is the woman raising her hand in the photo. She is 54 years old and married to a farmer named Amoussou. She is the mother of five children who all attend school. Besides her own children, Micheline has another child in her care. She lives with her husband and children. The couple jointly takes care of the household expenses.

To take care of expenses, Micheline sells various items such as plantains and snails, in Benin. She also sells palm nuts. Micheline has been involved in this activity for about twenty years and stocks up at a market in Benin.

In order to better satisfy her customers and to increase her turnover and income, Micheline is requesting a first loan from ALIDé, together with the other members of the DAGBEGNON group.
View original language description ↓
Le groupement DAGBEGNON est composé de quatorze personnes qui mènent toutes des activités génératrices de revenus et habitent le même village. C'est la première fois que ce groupement sollicite l'aide financier de ALIDé, afin d'élever le niveau de leur activité. La représentante de ce groupement, du nom de Micheline est celle qui a la main levée sur la photo. Micheline est âgée de 54 ans et est mariée à un cultivateur du nom de Amoussou. Micheline est mère de cinq enfants tous scolarisés. En plus de ses enfants, Micheline a un autre enfant à charge. Micheline vit ensemble avec son mari et ses enfants. Les diverses charges de la maison sont assurées par le couple. Pour y parvenir, Micheline mène comme activité, la vente de divers produits (bananes plantains, escargots) au Bénin. De façon secondaire, Micheline vend des noix de palme. Micheline exerce cette activité depuis une vingtaine d’année et s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaire et son revenu, Micheline sollicite ensemble avec les autres membres du groupement DAGBEGNON , un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dagbegnon Group's $1,025 loan helped a member to buy snails and bunches of plantains.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 24, 2012
Currency Exchange Loss:
Oct 15, 2012