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Saliva is 35 years old and lives in the town of Kyenjojo, in the Mubende region of Uganda. He is married and has four children, three of whom are currently in school. For the past seven years, Saliva has been working hard to manage his retail shop, where he sells sugar and soap.

To help expand his business, Saliva has requested a loan of 2,000,000 UGX from BRAC Uganda. The loan will be used to buy more essential commodities for resale. This will help Saliva to generate greater profits and pay his children's school fees. Saliva hopes that in the future he will be able to buy a plot of land.

Saliva is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Saliva who do not have enough collateral for commercial loans but whose businesses have grown too large for micro-finance loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 194
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Saliva to buy more essential commodities for resale in his general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2012
Mar 26, 2012
Currency Exchange Loss:
Mar 15, 2013