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Nizami is married, he is 54 years old and he has 3 children ages from 14 to 19. Together with his wife he is engaged in farming. They sell leather, milk and meat to local customers. Nizami is hoping to expand his business to be able to pay for his children's education. He's also building a house for the family and because of financial difficulties he had to pause the construction and the family is living in a house without basic amenities. Nizami is asking for 800AZN loan to be able to complete his house. Nizami is hoping for your understanding, support and is thankful to lenders.
View original language description ↓
Nizami jenat, emu 54 goda, u nego 3 detey vozrastov ot 14 do 19. On vmeste s jenoy zanimaetsa selskoxozaystvennim delom. Oni prodayut sherst, moloko i masyo, ix klienti eto mestnie jiteli. Nizami nadeetsa rasshirit svoy biznes, chtobi ego deti smogli polucit uchebu. On stroit dom dla semyi i iza finansovix trudnostey emu prishlos priostonovit stroyku i oni jivut v dome bez udobstv. Segodna emu nujni 800 AZN dla zaversheniya postroyki doma. Nizami nadeetsa na ponimanie i zarane vsem blagodoren.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 81
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nizami to finish the building of house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 2, 2012
Currency Exchange Loss:
Apr 17, 2013