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Simandokinto Group
In this Group: Ayaba Jeanne Chantal, Antoinette, Baï Marcelline
SIMANDOKINTO is a group of three people whose members live in the same neighborhood. The group’s representative is Ayaba Jeanne Chantal (whose hand is raised in the photo). She is 43 years old and married to a man named Idelphonce. They have four dependent children, all in school. Ayaba Jeanne Chantal never went to school. She lives with her husband and their children, and the couple handle together the various household responsibilities.

Ayaba Jeanne Chantal has been selling corn in a district of Benin for nearly nine years. She buys her stock at a market in Benin.

Ayaba Jeanne Chantal and the other members of the group SIMANDOKINTO are seeking their first loan from ALIDé to strengthen their working capital, bolster their activities, and meet the needs of their customers.
SIMANDOKINTO est un groupe de trois personnes, dont les membres vivent dans le même quartier. La représentante du groupe, Ayaba Jeanne Chantal (dont la main est levée sur la photo), est âgée de 43 ans et est mariée à un certain Idelphonce. Le couple a quatre enfants, tous scolarisés et à leur charge. Ayaba Jeanne Chantal n’a pas fréquenté l’école. Ayaba Jeanne Chantal vit ensemble avec ses enfants et son mari et assure ensemble avec son mari les différentes charges de la maison. Il y a près de neuf ans, Ayaba Jeanne Chantal vend de maïs dans une région du Benin. Ayaba Jeanne Chantal s’approvisionne dans un marché du Benin. C’est la première fois que Ayaba Jeanne Chantal et les autres membres du groupe SIMANDOKINTO sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Simandokinto Group's $375 loan helped a member to buy sacks of corn for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 23, 2012
Currency Exchange Loss:
Oct 15, 2012